I am out of network with insurance providers; clients are responsible for all fees associated with services provided. Payment is to be made at the time of the session in the form of cash or credit card. If you wish to seek reimbursement for my services from your health insurance company, I will complete a special receipt (a superbill) that you may submit to your insurance carrier.
Insurance companies vary greatly in their coverage of outpatient mental health services, so you may wish to call your carrier to make certain that services provided by an out-of-network provider will be covered. Since your insurance provider requires a diagnostic code, I will discuss your diagnosis with you before they submit this information.
To determine if you have mental health coverage through your insurance carrier, the first thing you should do is call them. Check your coverage carefully and make sure you understand their answers. Some helpful questions you can ask them:
What are my mental health benefits?
What is the coverage amount per therapy session?
Does my insurance cover couples therapy?
How much does my insurance pay for an out-of-network provider?
How many therapy sessions does my plan cover?
Is approval required from my primary care physician?